Inspired Senior Living of Chesterfield DST: Investment Loss Recovery
If you invested in Inspired Senior Living of Chesterfield DST or other offerings sponsored by Inspired Healthcare Capital (“IHC”) and have suffered losses, you may have legal rights.
The White Law Group is investigating potential FINRA arbitration claims for investors affected by IHC’s operational disruptions, halted distributions, and subsequent restructuring disclosures. Our firm is representing numerous IHC investors in FINRA claims against their brokerage firms.
About Inspired Senior Living of Chesterfield DST
Inspired Senior Living of Chesterfield DST is a Delaware Statutory Trust formed in 2022 and sponsored by Inspired Healthcare Capital. The offering was conducted under Rule 506(b) of Regulation D, a private placement exemption under the Securities Act.
According to the SEC Form D filing:
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The issuer sought to raise approximately $21,207,169 in capital
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Minimum investment accepted was $50,000
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Emerson Equity LLC (CRD#: 130032) acted as the selling broker-dealer
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Estimated sales compensation was $1,908,645
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This includes commissions, dealer management fees, broker dealer allowance, and wholesaling fees
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The sponsor reportedly received approximately $1,249,724 in offering proceeds for marketing, acquisition fees, and bridge financing costs
These upfront fees reduced the effective capital available for property operations and investor returns.
Suspended Distributions and January 2026 Update
Like other Inspired Healthcare Capital–sponsored DSTs, investors in Chesterfield received an important letter in January 2026 confirming suspended distributions, ongoing regulatory review, and restructuring oversight.
In that update, IHC disclosed that:
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Investor distributions were suspended in 2025 and remain halted
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No new investor capital will be raised
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The company has placed its businesses under independent management and restructuring oversight
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DST properties, including Chesterfield, are managed by third-party operators
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A Chief Restructuring Officer (CRO) and independent directors have been appointed to oversee operations and financial decisions
These developments confirm that the company continues to navigate significant financial stress and operational uncertainty, with no clear timeline for resuming distributions.
Understanding the Risks of DST Investments
Delaware Statutory Trusts like Chesterfield are private placement, illiquid real estate investments often marketed for 1031 exchange benefits and passive income. However, these offerings carry substantial risk:
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Illiquidity: No established secondary market exists; investors cannot readily sell beneficial interests
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High commissions and fees: Upfront selling compensation and fees reduce net invested capital
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Sponsor control and conflicts: Investors lack control over operations, while affiliates may profit regardless of performance
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Limited disclosure: Regulation D offerings do not require the same level of ongoing SEC reporting as public securities
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Operational risk: Performance depends on occupancy, cost control, and third-party management execution
These factors make DSTs unsuitable for many retail investors, especially those seeking stable income or capital preservation.
Were You Sold an Unsuitable Investment?
Financial professionals and their firms are obligated to:
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Conduct adequate due diligence before recommending private placement products
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Provide full disclosure of material risks, fees, and liquidity limitations
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Ensure investment recommendations are suitable based on an investor’s:
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Age
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Financial situation
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Risk tolerance
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Need for liquidity
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Investment objectives
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If your broker did not adequately disclose risks, recommended this investment despite your need for liquidity or predictable income, or failed to assess suitability, you may have a recovery claim through FINRA arbitration.
Recovery Options Through FINRA Arbitration
FINRA arbitration is often the primary avenue for investors seeking compensation from brokerage firms for:
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Unsuitable recommendations
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Misrepresentation or omission of material facts
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Failure to perform due diligence
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Breach of fiduciary duty or negligence
The White Law Group has experience representing investors nationwide in arbitration claims involving high-commission, illiquid real estate offerings, including Regulation D DSTs.
Most FINRA arbitration cases are pursued on a contingency fee basis, meaning no legal fees are owed unless you obtain a recovery.
Free Legal Consultation
If you are concerned about investment losses tied to Inspired Senior Living of Chesterfield DST, The White Law Group may be able to help.
Call (888) 637-5510 for a free consultation with a securities attorney
The White Law Group, LLC is a national securities fraud and FINRA arbitration law firm with offices in Chicago, Illinois and Seattle, Washington, representing investors across the United States.
Frequently Asked Questions — Inspired Senior Living of Chesterfield DST
Why are DSTs considered high-risk investments?
DSTs offer no liquidity, concentrate risk in a single real estate asset, and cannot raise additional capital once the offering closes. They also generate high upfront fees that reduce investment value.
Has Inspired Healthcare Capital suspended distributions?
Yes. Inspired Healthcare Capital halted investor distributions in 2025 amid an SEC review and operational restructuring, and has not provided a timeline for resuming payments.
What does the appointment of a Chief Restructuring Officer mean for investors?
The appointment of a CRO typically signals serious financial or operational distress. It indicates that restructuring and creditor interests are driving decision-making, which may deprioritize resumption of distributions.
Can I recover my losses from Chesterfield DST?
Possibly. If your broker recommended this investment without appropriate disclosures or suitability analysis, you may file a claim through FINRA arbitration to seek financial recovery.
Last modified: January 20, 2026
