JPMorgan Twilio Autocallable Notes Results in Potential Significant Investor Risk
The White Law Group is investigating potential securities lawsuits involving JPMorgan Twilio Autocallable Notes.
Investors who purchased a structured product from JPMorgan linked to Twilio Inc. may face significant downside risk depending on stock performance.
The structured note in question—JPMorgan’s Auto Callable Contingent Interest Notes Linked to the Class A Common Stock of Twilio Inc. (CUSIP: 48132YGB5)—was issued in October 2021 with a face value of $13,322,000. The note’s performance is tied to Twilio stock, and poor performance could substantially reduce or eliminate the final payout.
Details of the Investment – JPMorgan Twilio Autocallable Notes
- Issue Date: November 3, 2021
- Linked Security: Twilio Inc. Class A Common Stock (NYSE: TWLO)
- Product Type: Auto Callable Contingent Interest Structured Note
- Face Value: $13,322,000
- Final Payout: Depends on Twilio stock price on October 31, 2023
- If price ? $217.85 (75% of initial $290.47): $1,000 + final coupon ($9.375) per note
- If price < $217.85 and < $203.33 (Trigger Value): $1,000 × (final share price ÷ $290.47) — potential full loss
- Total Loss Potential: Up to 100% of principal. If Twilio closes below the trigger value at maturity, investors may lose a substantial portion or all of their investment.
Why Could the Investment Lose Value?
Contingent interest products rely on stock performance, exposing investors to significant risk. In this case:
- Automatically called if TWLO closes ? $290.47 on any review date before maturity
- If not called, and the final price is below $203.33, return is reduced proportionally
- Contingent interest ($9.375 per note) only paid when TWLO closes above the interest barrier (75%)
- Estimated value at issuance: $959.88 per $1,000 note
Understanding the Risks of JPMorgan Twilio Autocallable Notes
Despite offering interest potential, these products carry risks:
- Market risk of Twilio stock (TWLO)
- Credit risk of JPMorgan Chase Financial Company LLC
- No fixed income guarantee or capital protection
- Risk of full principal loss if conditions are unmet
- Not FDIC insured or backed by government protection
Did Your Financial Advisor Recommend This Investment?
If this Twilio-linked note was unsuitable or sold without a full explanation of risks, you may be able to recover losses through FINRA arbitration.
FINRA Arbitration vs. Class Action
- Arbitration suits large, personalized claims
- Class actions apply to uniform losses affecting many investors
Free Consultation
The White Law Group is investigating potential claims involving JPMorgan Twilio Autocallable Notes. Call (888) 637-5510 for a free consultation.
Visit www.whitesecuritieslaw.com for more information on current investigations.
Last modified: June 5, 2025
