Investment Losses in JPMorgan Chase Auto Callable Contingent Interest Notes Linked to the S&P GSCI® Crude Oil Index Excess?  

The White Law Group continues to investigate potential securities claims involving JP Morgan Chase Auto Callable Contingent Interest Notes Linked to the S&P GSCI® Crude Oil Index Excess Return. The White Law Group may be able to help you recover your investment losses by filing a FINRA Arbitration claim against the brokerage firm that sold you the investment.  

JPMorgan Chase Auto Callable Contingent Interest Notes Linked to the S&P GSCI® Crude Oil Index Excess are structured note investments which come with significant risks. Your investment could result in losing some or all of your investment— The notes do not guarantee any return of principal. According to the prospectus, the notes don’t guarantee the payment of interest and may not pay any interest at all.   

Structured notes are securities issued by financial institutions (Citigroup, Barclays, Morgan Stanley, Deutsche Bank, JP Morgan Chase, RBC, etc.) whose returns are based on, among other things, equity indexes, a single equity security, a basket of securities.  The return on an investment in a structured note is “linked” to the performance of a specific referenced asset or index.  Structured notes have a fixed maturity and include two components – a bond component and an embedded derivative.  Financial institutions typically design and issue structured notes, and broker-dealers, often for a large commission, sell them to individual investors. 

With the market in turmoil, many investors purchased these investments believing they provided downside protection or were similar to bonds because of the dividend component, instead finding that these products can suffer enormous losses.   

Brokers often pitch structured products as providing “downside protection” against losses to a related index while allowing modest upside gain potential. However, investors in Structured Note products are finding out that the protection offered is limited and insufficient to ward off enormous losses.   

These products also typically pay a high fee to the financial advisors that sell them. Sometimes these structured products can have misleading names like market linked certificates of deposit (CDs).   

To learn more about the risks of investing in Structured note products please see: Structured Note Products Lawsuits – Securities Fraud Attorneys or Are Structured Notes Worth the Risk?   

Are Structured Notes a Suitable Investment for you? 

The White Law Group is investigating brokerage firms who may be unsuitably recommending JP Morgan Chase Auto Callable Contingent Interest Notes Linked to the S&P GSCI® Crude Oil Index Excess Return to its clients. With the market in turmoil, many investors who purchased such investments believing they provided downside protection or were akin to bonds because of the dividend component are instead finding that these products can indeed suffer enormous losses.    

Brokers often pitch structured products, as providing “downside protection” against losses to a related index while allowing modest upside gain potential. Of course, this is only true if the value of the index doesn’t fall below a predetermined price. If the price falls below that point, the losses in structured notes can still be huge.     

These products typically pay a high fee to the financial advisors that sell them. Sometimes these structured products can have misleading names like market linked certificates of deposit (CDs).    

To learn more, see: Structured Note Products Lawsuits – Securities Fraud Attorneys    

Brokerage firms have two main duties in recommending structured callable notes linked to equity investments or indexes.  First, brokerage firms are required to perform adequate due diligence on any product they recommend. Second, brokerage firms are required to ensure that all recommendations made are suitable for their client in light of the client’s age, investment experience, net worth, income, and investment objectives.    

If a brokerage firm fails to do either of these things, the firm can be held responsible in a FINRA arbitration claim.    

Unfortunately for investors there are literally hundreds of structured products currently being offered by financial institutions, each with their own underlying risk based on whatever they may be linked to.    

FINRA operates the largest securities dispute resolution forum in the United States, and has extensive experience in providing a fair, efficient and effective venue to handle a securities-related dispute. Arbitration and mediation are two non-judicial ways to resolve problems and disputes.  

Potential Securities Claims to Recover Investment Losses  

If you have suffered losses investing in JP Morgan Chase Auto Callable Contingent Interest Notes Linked to the S&P GSCI® Crude Oil Index Excess  
 you may be able to recover your losses through FINRA arbitration. For a free consultation with a securities attorney, please call the White Law Group at 888-637-5510.    

The White Law Group, LLC is a national securities fraud, securities arbitration, investor protection, and securities regulation/compliance law firm with offices in Chicago, Illinois and Seattle, Washington.    

For more information on The White Law Group, visit https://www.whitesecuritieslaw.com.